.terms-page{background:linear-gradient(180deg,#021322,#06243d 40%,#0a2f4f);min-height:100vh;padding:140px 20px 80px}.terms-shell{margin:0 auto;max-width:980px;width:100%}.terms-hero h1{color:#fff;font-size:clamp(2rem,3.2vw,2.9rem);margin-bottom:8px}.terms-hero p{color:#b8ccdf;font-size:1rem;margin:0}.terms-content{margin-top:24px}.terms-card{background:#fff;border-radius:16px;box-shadow:0 20px 45px #00000040;color:#112f48;padding:28px}.terms-card h2{color:#06233b;font-size:1.2rem;margin:0 0 10px}.terms-card h2:not(:first-child){margin-top:24px}.terms-card p{line-height:1.65;margin:0 0 10px}.terms-card ul{margin:0;padding-left:20px}.terms-card li{line-height:1.65;margin-bottom:6px}@media(max-width:767px){.terms-page{padding:120px 14px 56px}.terms-card{padding:18px}}